onyo for banking & financial services
Hybrid work in regulated industries: we combine ergonomic home workplaces with the requirements from GDPR, BAIT and the works council.
Overview
Banks, insurers and financial-services firms face a double task: offer attractive hybrid models while meeting strict requirements on data protection, IT security and co-determination.
onyo supports them with documented processes, clearly defined compliance and close cooperation with works councils and data-protection officers – so hybrid work in regulated environments doesn't fail at risk management.
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Latest articles

Savills study 2026: How can we measure the value of the office?
99% see office value for culture and collaboration, but only 38% consider it highly measurable. What the Savills study means for HR, occupancy and hybrid work.

Tax-Free Home Office Budget: Equipment Instead of Cash Allowance
Work equipment is tax-free, a cash allowance is not. Why €1,000 in allowance leaves only about €420 in equipment value – and how employers should design a home office budget.

Booking a Desk: How a Workplace Booking System Works
From spreadsheet to workplace booking system: how employees book desks, rooms and parking, which rules make sense and how to roll it out in four weeks.

Zukunft Personal Europe 2026 in Cologne: What HR Teams Can Expect
From 15 to 17 September 2026, Koelnmesse becomes the centre of the European HR world again. Dates, key topics, and how to plan a visit focused on hybrid work and employee experience.

Remote Work and Mental Health: Why New Places, Movement and Contact Matter
A Science study of 588,322 workers finds remote work explains about a third of the rise in psychological distress. The problem is not working from home — it is how it is designed. What employers should take from the research.

Office Utilization Jumps to 53%: What the CBRE 2026 Study Means for Hybrid Work
Global office utilization rose from 38% to 53% in 2025 – the largest annual gain since 2021. The CBRE Global Workplace & Occupancy Insights 2026 report shows people come to the office for collaboration, not for attendance mandates. The key figures and what HR and workplace leaders should take from them.

Mobile Work vs. Telework: The Legal Differences Employers Need to Know
Mobile work, telework and home office are often used interchangeably. For employers, however, there are major differences in occupational safety, equipment, costs and co-determination. What HR teams need to know.
Frequently asked questions
Does onyo meet GDPR requirements?
Yes. onyo acts as a processor under Art. 28 GDPR, with clearly documented technical and organisational measures and a standard DPA.
How is the works council involved?
We provide standard agreement modules on equipment, data processing and analytics, modelled on common templates for banks and insurers – which the works council can adapt.
Are setups suitable for particularly sensitive areas?
Yes. For especially sensitive areas (e.g. trading floors, compliance functions) we coordinate with IT security, e.g. on privacy screens, print restrictions and return processes.
People also ask
Short, reliable answers from our knowledge base.
Does ergonomic home office equipment pay off?
Yes. Non-ergonomic setups cost up to 25% of productivity – measured against an annual salary that is a multiple of the equipment cost. Home office ergonomics is one of the most economical investments in hybrid work.
Read answerDo employees in Germany have a right to work from home?
No, there is no general statutory right. A claim can arise from the employment contract, a works agreement, a collective agreement or established company practice.
Read answerDoes the works council co-determine remote work?
In companies with a works council, the design of mobile work is in principle subject to co-determination (section 87(1) no. 14 BetrVG). This concerns the general framework – not every individual decision in day-to-day work.
Read answerWhat does a good home workstation need?
The basics are suitable seating, sufficient work surface, a correctly positioned screen plus keyboard and mouse, good lighting and appropriate technical equipment. Details depend on the task, body dimensions and legal requirements.
Read answer
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